Homepage

Are You Looking to Save Money
On Your Insurance Costs?

For over 30 years Colucci Cheap Insurance of Tampa Florida has served the needs of thousands of customers for low-cost, across-the-board, cheap, affordable insurance including: auto insurance, commercial auto insurance, Truck insurance, UIIA insurance, cargo insurance, general liability insurance & homeowners insurance. Most of our insurance policy’s offer low down payments and E-Z monthly payments. If you would like an instant quote on Florida car insurance just select the link at the top the page for an auto insurance quote.

If you own a business in Florida it is important to have adequate commercial insurance. For a commercial auto insurance quote please click on the link at the top of this page labeled “Get your free commercial auto insurance quote”. We offer a broad category of commercial auto insurance risks, especially in the trucking industry. We also have excellent programs for artisan contractors. Our truck insurance will keep your business rolling. Doesn’t matter if you have a tow truck, dump truck, box truck, straight truck, semi-truck, or tractor trailer we most probably have the right insurance program for you. Certain trucking risks require a dot number depending on the size and usage of your truck. For information about DOT numbers please go to the safer website: https://safer.fmcsa.dot.gov/

In addition to Florida, we also offer commercial auto and truck insurance in GA, TX, AL, TN, SC, NC, VA, PA, OK, IN and MI.

If you’re a trucker hauling intermodal containers we do have commercial auto insurance markets for what the UIIA requires for trucks entering ports. Not all commercial auto insurance include what the UIIA requires. If you’re not sure if your truck insurance policy meets the UIIA requirements just give us a call. For further info on the UIIA insurance requirements regarding truck insurance please visit the UIIA website https://www.uiia.org/insurance-agents/uiia-insurance-requirements

If you have a truck hauling cargo across state lines you may also need motor truck cargo (MTC) filings on your truck. We can help you with these motor truck cargo filings. If you’re a household mover in Florida you also need to have Cargo insurance of at least $10,000 on your trucks. In addition to truck insurance we have commercial auto insurance programs for airport shuttles, limousines, taxi’s, non-emergency medical transport insurance, party bus insurance and charter bus insurance. Florida insurance requirements for limos and taxis are bodily injury liability of $125,000 per person, $250,000 per accident and $50,000 property damage liability insurance. If you operate a charter bus across state lines you will have to carry federal filings with at least $5 million in commercial auto liability insurance for your passengers.

We also offer other types of commercial insurance. In Florida general liability insurance is available for most business risks. For restaurants, bars and nightclubs liquor liability insurance is an important insurance policy to purchase. If you own an auto repair shop, we can offer your business garage liability insurance. For household movers we write the required cargo insurance on your truck that Florida requires to maintain your business license. If you own commercial property, we write commercial property insurance. If you have employees, we write Florida workers comp insurance. For further info on commercial insurance please visit our business page.

For aviation insurance we offer both commercial and personal use. Our aircraft insurance will keep your aviation business flying high. Whatever aviation insurance your business needs we most probably have a market for it. We also write air charter insurance for your aircraft. We represent many markets for aviation insurance and can get you the most affordable rate. We can even write helicopter insurance for municipal mosquito control spraying operations. For further info on aviation and aircraft insurance please visit our aviation insurance page. If you need information registering your aircraft please visit the Federal Aviation Administration website at: https://www.faa.gov/aircraft/air_cert/   

In Florida Car Insurance is mandatory, motorcycle insurance is optional. Florida law requires all cars and trucks to carry $10,000 PIP coverage and $10,000 Property damage liability insurance, unless an SR22 or an FR44 are required. There are stiff penalties in Florida for driving without car insurance, such as driver’s license suspension and fines. If you want to check the status of your Florida Driver’s license please click on this link to the Florida Dept of Motor Vehicles: https://flhsmv.gov

Everyone wants the cheapest car insurance. However, you need to make sure you obtain the proper insurance coverage that is affordable and low cost. Florida car insurance is based on where you live. In urban areas such as Tampa car insurance is higher than in the more rural areas of Florida. Biggest reason is car accidents and auto insurance fraud. That is where we come in. Let our auto insurance agents find you the cheapest auto insurance rate available.

In a hurry and need a fast, cheap car insurance quote? Use our online rater located at the top of this page. Just click on the box labeled “get your free auto insurance quote instantly”. You will be able to receive a car insurance quote 24 hours a day, 7 days a week. If you like the auto insurance quote you can purchase your car insurance online. Immediate proof of auto insurance will be emailed to you after you make the purchase.

We offer both SR22 and FR44 Insurance. In Florida an SR22 requires you to purchase bodily injury liability insurance of $10,000 per person/$20,000 per accident, and $10,000 property damage liability insurance unless it is the non-cancelable SR22. An FR44 requires you to purchase bodily injury liability insurance of $100,000 per person/$300,000 per accident, and $50,000 property damage liability insurance. We also offer non owners insurance.

To register a car in Florida you need to go to the county tax collector’s office. You will need to show proof of Florida auto insurance to register your car, in Tampa that would be the Hillsborough County Tax Collectors office. For information on registrations fees please visit their website: https://www.hillstax.org/

As an authorized insurance agent of Foremost insurance company we now offer FL RideShare Insurance for Uber and Lyft Drivers, as well as any other RideShare Companies

If you own a home in Florida and would like a quote on Homeowners insurance, we can help you with that. Just click on the box labeled “get your free homeowners insurance quote”. You will find in Florida homeowners insurance has unique risks due to exposures to hurricanes and sinkholes. Actually, sinkholes are the leading problem in finding affordable homeowners insurance in Tampa.

We also offer flood insurance. If you live in Florida you need to have flood insurance, even if you do not live in a high risk flood zone. According to NFIP 20% of all flood claims are not located in a high risk flood zone. For a Florida Flood Insurance quote please click on the box at the top of the page labeled “get a free flood quote now”. For more information on Flood Insurance please visit the National Flood Insurance Program (NFIP) at: https://www.fema.gov/national-flood-insurance-program